Our direct beneficiaries are the microfinance institutions and banks, whereas the target population (final beneficiaries) are the entrepreneurs active in Roma communities (Roma or non-Roma).

The Roma are the largest minority in Europe (approx. 12 million) and they experience violence, social exclusion and discrimination. Studies show that unemployment among the Roma – currently estimated at 65% by international organisations – is higher than that of the mainstream population. Most often, high unemployment rates among the Roma is perceived as a labour market supply-side issue, with lack of skills and education being large contributors as well. High unemployment among Roma is exacerbated by the fact that Roma individuals and business (formal and informal) face barriers when it comes to access to finance.