Our mission is to encourage entrepreneurship and support small and micro enterprises by providing them microcredit services. We support all different types of activities including production, services, trade and agriculture. We accept loan applications from entrepreneurs, family businesses and Ltds that meet the following criteria:
- operating their businesses in the central region of the country, in Transylvania;
- have a good reputation locally;
- show growth potential.
When evaluating loan applications we consider different criteria, such as: nature and extent of capital contribution, profitability of the business, reasonable debt profile and social impact manifested through job creation/sustenance. Microloans offered by Opportunity Microcredit Romania are designed to facilitate affordability of and access to loans for those who wish to start or develop small or micro businesses.