MICROCREDITS

ByREDI Editor

Microfinance and Social Entrepreneurship axis of EaSI

The Microfinance and Social Entrepreneurship (MF/SE) axis supports actions in two thematic sections:

Until 2016, Progress Microfinance will run alongside the new MF/SE programme.

Objectives

  • Increase access to, and the availability of, microfinance for vulnerable groups who want to set up or develop their business and micro-enterprises.
  • Build up the institutional capacity of microcredit providers.
  • Support the development of social enterprises, in particular by facilitating access to finance.

Funding

EUR 96 million is already available for interested microcredit providers and social enterprise through the EaSI Guarantee. It shall enable microcredit providers and social enterprise investors to reach out to entrepreneurs they would not have been able to finance otherwise for risk considerations. The Commission has selected the European Investment Fund as its entrusted entity to implement the EaSI Guarantee.

To apply for the EaSI Guarantee (direct or counter-guarantee), reply to a call for expression of interest on the European Investment Fund website.

Who can participate?

The European Commission does not directly finance entrepreneurs or social enterprises, but enables selected microcredit providers and social enterprise investors in the EU to increase lending.

Organisations that can apply for funding are public and private bodies established at national, regional or local level and providing microcredit for persons and microenterprises and/or financing for social enterprises in these countries.

Additionally, this site will help you to apply for loans and venture capital supported by the European Union. Click on your country to locate banks or venture capital funds that provide finance supported by the EU:

http://europa.eu/youreurope/business/funding-grants/access-to-finance/index_en.htm

ByREDI Editor

OMRO

Our Offer

Our mission is to encourage entrepreneurship and support small and micro enterprises by providing them microcredit services. We support all different types of activities including production, services, trade and agriculture. We accept loan applications from entrepreneurs, family businesses and Ltds that meet the following criteria:

  • operating their businesses in the central region of the country, in Transylvania;
  • have a good reputation locally;
  • show growth potential.

When evaluating loan applications we consider different criteria, such as: nature and extent of capital contribution, profitability of the business, reasonable debt profile and social impact manifested through job creation/sustenance. Microloans offered by Opportunity Microcredit Romania are designed to facilitate affordability of and access to loans for those who wish to start or develop small or micro businesses.

ByREDI Editor

Patria Bank

Indiferent de dimensiunea afacerii tale si forma de organizare: SRL, PFA, II, SA, CMI, Liber Profesionişti, îţi finanţezi activitatea curentă (mărfuri, materii prime) îţi achiţi datoriile (taxe, impozite, salarii sau alte cheltuieli neprevăzute) şi faci investiţii (achiziţii şi îmbunătăţiri imobiliare, echipamente, utilaje şi mijloace de transport). Patria Bank crediteaza oamenii, nu hartiile!

http://www.patriabank.ro/afaceri-mici